Trust and Estate Gifts offer an alternative to direct giving that is very appealing to many donors, due to certain tax benefits. Although a brief description of these gift vehicles is given here, it is in the donor's best interest to Contact Staff for greater understanding.

Gifts can be made in the form of cash, securities (stocks, mutual funds, bonds) or real estate. The gift options below are multi-purpose in that they allow the donor to exercise tax benefits, secure a guaranteed income stream while at the same time helping to further the mission of the Sisters of the Holy Redeemer.

• Charitable Gift Annuity - A Charitable Gift Annuity is an agreement between the donor and Holy Redeemer Health System (HRHS) in which the donor gives a minimum, irrevocable gift to HRHS ($5,000 minimum) and HRHS in return agrees to pay a fixed payment for life on a quarterly basis. The amount of the payment is age dependent: The older the donor at the time of the gift, the higher the calculated percentage rate.
  
  
• Charitable Remainder Trust - Usually reserved for larger gift amounts than the Charitable Gift Annuity, but it operates in the same fashion. A gift of cash, securities or real estate is pledged irrevocably to Holy Redeemer Health System in return for a calculated fixed income for life. As in the Charitable Gift Annuity, the principle of the pledged assets is transferred to Holy Redeemer Health System after the passing of the donor(s).